When you’re in the middle of writing a sentence and accidently press send
This woman deserves a round of applause and a throne of gold. This is the most realistic & amazing thing for someone to say for this generation of students. I wasn’t able to go to college this year because my parents can’t afford to send me and I had every scholarship, grant, loan known to man and it still wouldn’t work. Finally someone gets it!
This is so true. I go to a college that’s $15,000 a year (that’s with my scholarship) and that’s considered cheap for a lot of schools in the US. By the time I’m done I should only have to pay $60,000 but, since I’m borrowing the money from the government, it’s going to be somewhere over $150,000. Plus, the longer I don’t pay it, the more money I owe. DO YOU KNOW HOW HARD IT IS TO GET A JOB RIGHT OUT OF COLLEGE? It’ll take me decades to pay off that amount of money.
Elizabeth Warren for president…?
Amen. And it’s not just the government. It’s the banks too. I borrowed from Chase bank, and when I graduated college i had $87,000 in debt. 3 years later when I was finally able to refinance through my personal bank, I was down to $85,000. My payments were $850 a month. I was paying over $10,000 a year, to a loan in which the principal only went down $1000 a year. That means $9000 a year went towards my interest. It’s highway robbery, but they do it because the government gives us no other choice. It’s disgusting.
Immediately after High School, I went to school full time for 2 & 1/2 half years before dropping out and getting a job that I could actually afford to live on my own. I went back to school via an online institution part-time to get my degree all while working full-time. All in all, it took me 8 years to get my Bachelor’s with zero help from anyone along the way. In the end, I came out of school with a little over $66,000 worth of student loan debt, which is marginal compared to some others! The standard repayment plan for all government issued student loans is 10 years which would have made my monthly payment around $880 with the end result of my payment plan ending with a grand total of over $100,000. Instead of stretching myself thin, I opted in for an extended loan repayment plan that allows me 25 years to pay back my debts. This brought my loans down to $580 per month. I’ve been paying these loans since September of 2013. It is now July of 2014. MY TOTAL DEBT OWED LITERALLY HAS NOT BUDGED. Every month I go in and make a payment I still see $66,000+ owed on my account. By the time I am done paying my loans I will have paid in interest the same amount that I had taken out in loans all together. Do the math… that’s a 100% profit. ONE-HUNDRED-FUCKING-PERCENT-PROFIT. Disgusting. I will be 51 years old when I am done paying off this debt. To think, with my current salary I could actually afford purchasing a home if I didn’t have such an astronomical payment added into my monthly expenses. However, I can’t. Oh, and the best part? I got NOTHING out of my education. Nada. Zip. I know this is not the case for everyone, but it’s just another cherry on top of this already fucked up situation. I would have loved to have applied that $66,000 to classes that would have been actually beneficial to my professional career. Classes that you can’t find in a college/university setting. But hey, at least I got a piece of paper that lets the world know that I do, in fact, know what I’m doing.
This is what I want to tell people when they ask me why I don’t go back to college
Marvel-Avengers 2 Posters
First one is a bit disconcerting.
Look at that second one! He has the tesseract in hand, Iron Man’s helmet under his foot, and Captain America’s shield and Abraham Lincoln’s head is below the Lincoln memorial. Also, Lincoln’s memorial words are broken in half.
Welp, there goes freedom
These are literal perfection I cannot wait for this movie.
holy shit Mjolnir is at his feet too
I am bursting with excitement for this movie and the last poster gives me hope that it won’t be completely tragic
Thor’s hammer is also in the rocks (behind the 15)
AHH SO EXCITE
When people walk slow in front of you